The Concentrated Stock Problem:
How to Protect the Wealth You’ve Built 

Key factors to consider when too much of your financial future is tied to a single company.

There comes a point when the stock that helped build your wealth can also become one of your greatest financial risks.

Whether your position comes from RSUs, options, years of company ownership, or an approaching liquidity event, too much of your net worth may depend on one company.

This complimentary guide explores tax-aware strategies for understanding your exposure, reducing concentration risk, and protecting your wealth for the long term. 

What’s Inside the Free Guide

Inside, you’ll learn:

  • How to calculate your full company-stock exposure across shares, RSUs, stock options, ESPPs, retirement accounts, and deferred compensation
  • Why having your income and investment portfolio tied to the same company can create a dangerous double exposure
  • How cost basis, capital gains, tax brackets, and selling timelines can influence your diversification strategy
  • Tax-aware approaches involving charitable giving, tax-loss harvesting, installment sales, exchange funds, and other planning tools
  • What executives should understand about RSUs, incentive stock options, non-qualified stock options, ESPPs, and Rule 10b5-1 plans
  • How founders can prepare before, during, and after a sale, merger, recapitalization, or other liquidity event
  • The key questions to answer before creating a concentrated-stock plan you can realistically follow
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Investment advisory services are offered through Kingsview Wealth Management, LLC ("KWM"), an SEC Registered Investment Adviser. Insurance products and services are offered and sold through Kingsview Insurance Services, LLC ("KIS"), by individually licensed and appointed insurance agents. KWM and KIS are subsidiaries of Kingsview Partners.